Halifax All in One Card
From Halifax
Summary
Halifax All in One Card is provided by Halifax.
The representative APR is 15.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 10 months and an introductory purchase rate of 0% for 10 months.
This makes Halifax All in One Card a great option for people looking to transfer an existing credit card balance whilst using the card for purchases, within the promotional period.
The representative APR is 15.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 10 months and an introductory purchase rate of 0% for 10 months.
This makes Halifax All in One Card a great option for people looking to transfer an existing credit card balance whilst using the card for purchases, within the promotional period.
How long will it take to repay with the Halifax All in One Card
Balance transfer
Purchases
Fixed payment
By switching to the Halifax All in One Card, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take to repay, costing you a total of £84,960 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Customer reviews (1)
"guest's review of Halifax All in One Card"
Good balance transfer rate when it lasts, high APR when the balance transfer intorductory rate ends!
Good customer service by British staff and good resolution when things go wrong.
Rates & Charges
Introductory rates
Balance transfers
0% for 10 months 55 cards better than this
Balance transfer fee
3% or £3 minimum 100 cards better than this
Purchases
0% for 10 months 9 cards better than this
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3% or £3 minimum
Balance transfer limit
Unknown
Cash advance rate
27.9%
Fees and Charges
Annual fee
£0
Cash advances
3% or £3 minimum 138 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£0.00
Must be employed
Yes
Repayment
Interest charged from
Debit
Interest-free period
59 days
Interest-free period on cash advances
None
Time to make payment after statement date
25 days
Minimum payment
1% of balance or £5
Payment by direct debit
Available
Rewards
Not available
Better deals on balance transfers
Better deals on purchases
