John Lewis Partnership MasterCard
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 6 months and an introductory purchase rate of 0% for 6 months.
This makes John Lewis Partnership MasterCard a great option for people looking to transfer an existing credit card balance whilst using the card for purchases, within the promotional period.
Partnership Card Reward Programme Earning Points a) The cardholder will earn points on eligible purchases made at John Lewis, Waitrose, and Ocado, as well as any other company that John Lewis may tell the customer about from time to time at the rate of 1 point for every £1 spent. For all other eligible purchases, made at other retailers, points will be accrued at the rate of 1 point for every £2 spent. b) Points will only be earned on the whole pounds sterling amount of each eligible purchase. c) The points earned will be reduced by the amount of any eligible purchases that are refunded to the account or returned by the cardholder. d) Points will not be earned for balance transfers, storecard transfers, payments by cheque drawn on the account, cash advances, interest, insurance premiums and charges. e) John Lewis may notify the customer from time to time of special promotions where they can earn additional points. The maximum number of points that can be earned in any calendar year is 100,000 points. Redeeming Points a) Points will automatically be redeemed three times a year, with 500 points equating to £5 of vouchers, which will be sent to the cardholder. Vouchers are issued in multiples of £5. Any points that have not been redeemed will be carried forward to the next redemption period. b) Points that have been held on the account for 2 years without being redeemed will be forfeited and cannot be redeemed. c) Vouchers can be used to make purchases of goods and services at John Lewis, Waitrose, and Ocado.com.
As a Partnership cardholder the card holder can take advantage of special online offers for travel, leisure and art. London Art - Art lovers enjoy a 7.5% discount. Tasting Places - 5% discount on Tasting Places cooking holidays. WFI Subscription - Subscribe to WFI for just £12 (usual price £24). Francis Frith - Enjoy a 25% discount on this collection of historic photographs. Club Med holidays - Save £100 plus a further 7% on holidays. Thomas Cook, jmc, Sunset holiday - Save 9% off of these companies, guaranteed. European City Breaks - Save a guaranteed 15%. Royal Horticultural Society - 3 month's free membership. Tate Gallery - 3 month's free membership. Historic Scotland - 4 month's free membership. English Heritage - 3 month's free membership. Flowers offer - Free box of Godiva chocolates with a John Lewis bouquet. Hamper offer - Save £5 on a luxury John Lewis hamper. Wine offer - 20% off plus free delivery with Waitrose Wine Direct. Ocado Offer - 500 extra points with Ocado. Free delivery offer - Order online and the first order with be delivered free (usual price £3.95). Also by simply using the PIN, the cardholder could win an exclusive dinner for 10 at The Waterside Inn.
