Marks and Spencer Credit Card
The representative APR is 15.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 6 months and an introductory purchase rate of 0% for 6 months.
This makes Marks and Spencer Credit Card a great option for people looking to transfer an existing credit card balance whilst using the card for purchases, within the promotional period.
M&S Rewards: 1 point is earned for every £1 spend at M&S. 1 point is earned for every £2 spend elsewhere. Bonus Points: Double or triple points available when the card is used to purchase food, clothes, or homeware. 500 bonus points the first time the cardholder shops at M&S online. 1,000 bonus points if the cardholder takes out M&S Car Insurance. 1,000 bonus points if the cardholder takes out M&S Home Insurance. 250 bonus points if the cardholder takes out M&S Pet Insurance. M&S Premium Club members receive 3 points for every £1 spend in M&S as well as other benefits, for the price of £10 per month for the initial 12 months. Redemption: Four times a year, points are exchanged for M&S Reward Vouchers to be spent instore, at a rate of 100 M&S points = £1 M&S Reward Voucher. collapse
