Born Free Foundation Credit Card
From MBNA
Summary
The only official credit card that supports Born Free with a contribution every time you use it to make a purchase, at no extra cost to you. So every time you use your card, Born Free get valuable contributions to help their cause.
Born Free Foundation Credit Card is provided by MBNA.
The representative APR is 16.9%APR variable.
Born Free Foundation Credit Card is one of the few credit cards designed specifically for people that have either never had credit, or have had credit problems (like CCJs and defaults) in the past.
This means that this card may be a good option, if you have a poor credit rating or have recently been declined by other card providers.
Born Free Foundation Credit Card is provided by MBNA.
The representative APR is 16.9%APR variable.
Born Free Foundation Credit Card is one of the few credit cards designed specifically for people that have either never had credit, or have had credit problems (like CCJs and defaults) in the past.
This means that this card may be a good option, if you have a poor credit rating or have recently been declined by other card providers.
How long will it take to repay with the Born Free Foundation Credit Card
Balance transfer
Purchases
Fixed payment
By switching to the Born Free Foundation Credit Card, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take 4 years and 10 months to repay, costing you a total of £1,426 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Rates & Charges
Introductory rates
Balance transfers
0% for 12 months 34 cards better than this
Balance transfer fee
Purchases
0% for 3 months 36 cards better than this
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3%
Balance transfer limit
Unknown
Cash advance rate
27.9%
Fees and Charges
Annual fee
£0
Cash advances
3% or £3 minimum 114 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£0.00
Must be employed
Yes
Repayment
Interest charged from
Debit
Interest-free period
50 days
Interest-free period on cash advances
None
Time to make payment after statement date
50 days
Minimum payment
1% of balance or £25
Payment by direct debit
Available
Rewards
Not available
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