Breakthrough Breast Cancer
From MBNA
Summary
Make a difference each time you shop. The Breakthrough Credit Card is a fantastic way to turn your purchases into life saving funds for Breakthrough Breast Cancer. Raising vital funds could not be easier as MBNA, the card issuer, makes contributions to Breakthrough on your behalf.
Not only will Breakthrough receive £40 when you use your card within 90 days of you opening your account, Breakthrough will also receive 25p for every £100 you spend on your card and another £2 for every year you continue to use your card.
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 12 months.
This makes Breakthrough Breast Cancer a good option if you're looking to transfer an existing credit card balance and don't want to make purchases.
Not only will Breakthrough receive £40 when you use your card within 90 days of you opening your account, Breakthrough will also receive 25p for every £100 you spend on your card and another £2 for every year you continue to use your card.
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 12 months.
This makes Breakthrough Breast Cancer a good option if you're looking to transfer an existing credit card balance and don't want to make purchases.
How long will it take to repay with the Breakthrough Breast Cancer
Balance transfer
Purchases
Fixed payment
By switching to the Breakthrough Breast Cancer, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take 4 years and 10 months to repay, costing you a total of £1,426 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Rates & Charges
Introductory rates
Balance transfers
0% for 12 months 36 cards better than this
Balance transfer fee
3% or £3 minimum 121 cards better than this
Purchases
0% for 3 months 56 cards better than this
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3% or £3 minimum
Balance transfer limit
98% or £50000 maximum
Cash advance rate
27.9%
Fees and Charges
Annual fee
£0
Cash advances
3% or £3 minimum 47 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£0.00
Must be employed
Yes
Repayment
Interest charged from
Debit
Interest-free period
50 days
Interest-free period on cash advances
None
Time to make payment after statement date
22 days
Minimum payment
1% of balance or £25
Payment by direct debit
Available
Rewards
Rewards Shopping Descriptions
Take out a card today and Breakthrough Breast Cancer will receive £5 when you use your card within 90 days of the account opening, 25p for every £100 you spend on card purchases and £2 for every year you continue to use the card. 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening. 0% on money transfers from your credit card to your current account for 12 months (4% handling fee). 0% on card purchases for 3 months from the date your account is opened.
Better deals on balance transfers
Better deals on purchases
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