Chelsea FC Card
From MBNA
Summary
Whenever you use the Chelsea credit card, your club will benefit from a contribution made by MBNA (the card issuer). This will go towards youth development and the Academy at Chelsea, benefiting Chelsea FC and its future.
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 12 months.
This makes Chelsea FC Card a good option if you're looking to transfer an existing credit card balance and don't want to make purchases.
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 12 months.
This makes Chelsea FC Card a good option if you're looking to transfer an existing credit card balance and don't want to make purchases.
How long will it take to repay with the Chelsea FC Card
Balance transfer
Purchases
Fixed payment
By switching to the Chelsea FC Card, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take 4 years and 10 months to repay, costing you a total of £1,426 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Customer reviews (2)
"had no problems with my chelsea card"
i've used my chelsea credit card for a while and had no problems. - mbna who provide the card make a contribution to chelsea fc everytime you use the card and that goes to chelsea's academy which is good for the club's future so i use the card for everything liek groceries and paying bills. the service i've had is good and i'd recommend the card.
"Would recommend this card to any CFC fan"
Had no problems either. You can also use the card to collect reward points which you can swap for Chelsea merchandise and shopping discounts.
Rates & Charges
Introductory rates
Balance transfers
0% for 12 months 40 cards better than this
Balance transfer fee
3% or £3 minimum 122 cards better than this
Purchases
0% for 3 months 55 cards better than this
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3% or £3 minimum
Balance transfer limit
98% or £50000 maximum
Cash advance rate
27.9%
Fees and Charges
Annual fee
£0
Cash advances
3% or £3 minimum 45 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£0.00
Must be employed
Yes
Repayment
Interest charged from
Debit
Interest-free period
50 days
Interest-free period on cash advances
None
Time to make payment after statement date
22 days
Minimum payment
1% of balance or £25
Payment by direct debit
Available
Rewards
Rewards Point Descriptions
You will get access to one of the biggest credit card reward schemes today. For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards. Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you. Fraud Protection: You will Not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you Notice any unusual transactions.
Better deals on balance transfers
Better deals on purchases
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