Dog's Trust Credit Card
From MBNA
Summary
You can raise money for Dogs Trust at no cost to you!
Help Dogs Trust look after more stray and abandoned dogs each year with a Dogs Trust Credit Card. Dogs Trust receives these contributions from MBNA, the card issuer, at no extra cost to cardholders:
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 12 months.
This makes Dog's Trust a good option if you're looking to transfer an existing credit card balance and don't want to make purchases.
Help Dogs Trust look after more stray and abandoned dogs each year with a Dogs Trust Credit Card. Dogs Trust receives these contributions from MBNA, the card issuer, at no extra cost to cardholders:
- £20 when you use the card within 90 days of the account opening
- 25p for every £100 you spend on card purchases
- £2 for every year you continue to use the card
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 12 months.
This makes Dog's Trust a good option if you're looking to transfer an existing credit card balance and don't want to make purchases.
How long will it take to repay with the Dog's Trust Credit Card
Balance transfer
Purchases
Fixed payment
By switching to the Dog's Trust Credit Card, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take 4 years and 10 months to repay, costing you a total of £1,426 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Customer reviews (1)
"little things... BIG difference"
With the Dogs Trust Credit Card, the littlest things can make a big difference for animals in the United Kingdom. While many other cards focus strictly on benefits that only you can appreciate, this card helps you to contribute to a much bigger and nobler cause. The Dogs Trust is an animal preservation society focused on helping canines, obviously.
Rates & Charges
Introductory rates
Balance transfers
0% for 12 months 23 cards better than this
Balance transfer fee
3% or £3 minimum 81 cards better than this
Purchases
0% for 3 months 54 cards better than this
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3% or £3 minimum
Balance transfer limit
98% or £50000 maximum
Cash advance rate
27.9%
Fees and Charges
Annual fee
£0
Cash advances
3% or £3 minimum 55 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£4,000.00
Must be employed
Yes
Repayment
Interest charged from
Debit
Interest-free period
50 days
Interest-free period on cash advances
None
Time to make payment after statement date
22 days
Minimum payment
1% of balance or £25
Payment by direct debit
Available
Rewards
Not available
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