Play.com
From MBNA
Summary
Play.com is provided by MBNA.
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 6 months and an introductory purchase rate of 0% for 6 months.
This makes Play.com a great option for people looking to transfer an existing credit card balance whilst using the card for purchases, within the promotional period.
The representative APR is 16.9%APR variable.
New customers will receive an introductory balance transfer rate of 0% for 6 months and an introductory purchase rate of 0% for 6 months.
This makes Play.com a great option for people looking to transfer an existing credit card balance whilst using the card for purchases, within the promotional period.
How long will it take to repay with the Play.com
Balance transfer
Purchases
Fixed payment
By switching to the Play.com, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take 4 years and 10 months to repay, costing you a total of £1,426 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Customer reviews (1)
"Play.Com MBNA Visa: Love books, CDs, DVDs and games? Get this card!"
I used to have the Amazon credit card and when that card expired I noticed that conveniently the Play.com website in conjunction with MBNA had introduced a very similar credit card. The offer was spend £150 on the card in 3 months and receive a £15 Play.com voucher - if you put your normal spending on the card this is easily done. I applied for the card and got accepted no problem, as with any card there is the risk of rejection but MNBA does not seem to be one of the stricter providers. My card and PIN arrived not long after. I spent my £150 and when the time came to claim my voucher this happened really easily and arrived via email a couple of days later. pretty happy!!
Rates & Charges
Introductory rates
Balance transfers
0% for 6 months 61 cards better than this
Balance transfer fee
1.5% or £3 minimum 120 cards better than this
Purchases
0% for 9 months 14 cards better than this
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3% or £3 minimum
Balance transfer limit
98% or £50000 maximum
Cash advance rate
27.9%
Fees and Charges
Annual fee
£0
Cash advances
3% or £3 minimum 139 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£0.00
Must be employed
Yes
Repayment
Interest charged from
Debit
Interest-free period
50 days
Interest-free period on cash advances
None
Time to make payment after statement date
22 days
Minimum payment
1% of balance or £25
Payment by direct debit
Available
Rewards
Rewards Point Descriptions
Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up! Earn 2 Play Points for every £1 you spend at Play.com and 1 Play Point for every £1 you spend elsewhere. Receive 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher! Terms and Conditions Apply.
Better deals on balance transfers
Better deals on purchases
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