Sainsbury's Credit Cards
Summary
Sainsbury's Bank is jointly owned by J Sainsbury (one of the UK's largest food retailers) and Bank of Scotland (part of Lloyds Banking Group).
The representative APRs for Sainsbury's credit cards range from 12.9%APR variable on the Sainsbury's Nectar Credit credit card, for people with an excellent credit rating, to 15.9%APR variable on the Sainsbury's Credit credit card,.
You're unlikely to be accepted for any Sainsbury's credit card if you have received CCJs or defaults, or have recently missed payments, especially if these were on a credit card account.
To make a credit card application to Sainsbury's please click here.
The representative APRs for Sainsbury's credit cards range from 12.9%APR variable on the Sainsbury's Nectar Credit credit card, for people with an excellent credit rating, to 15.9%APR variable on the Sainsbury's Credit credit card,.
You're unlikely to be accepted for any Sainsbury's credit card if you have received CCJs or defaults, or have recently missed payments, especially if these were on a credit card account.
To make a credit card application to Sainsbury's please click here.
Information about Sainsbury's
Address Details for Sainsbury's
Contact Address:
Retail Bank Collections,
Po Box 607,
Trinity Road,
Halifax,
HX2 2UJ
Po Box 607,
Trinity Road,
Halifax,
HX2 2UJ
Registered Address:
33 Holborn,
London,
EC1N 2HT
London,
EC1N 2HT
Telephone Numbers for Sainsbury's
Other information about Sainsbury's
Customer Services:
0500 40 50 60
Lost and Stolen Cards:
0845 300 0344
Website:
Other information about Sainsbury's
Registered Company:
3279730
Cards from this provider
Customer reviews (3)
"decent cards"
If you like to keep your bill payments up to date then Sainsbury's Standard Credit Card is a good card to have as you can get your balance and recent transactions on line at any time. This was a particularly brilliant service in my case as some fraudulent transactions occurred on the card and I was able to deal with them straightaway and the matter was resolved fairly quickly.
"Sainsbury's Standard Credit Card"
Wanted to use their 0% offer to transfer a balance - No adverse credit history or other black marks on my credit file - - application for card turned down - first time this has ever happened and this will now presumably be recorded on my file effecting my ability to get a 0% deal from someone else - apply only if you have an EXCELLENT credit record I'd say - Very good clearly doesn't do for Sainsbury's ...
"one of the worst"
The worse credit card I have ever owned.......to prevent going over ones limit they suggest writing down the amounts spent in a diary (which century are they coming from)...this is very difficult to do if both partners have a card. Whilst the statements showed we never exceeded the limit and in spite of us paying by direct debit they still charged us £12 for being £100 over the limit on the day before the monthly payment cleared. The only thing this company is interested in is grabbing as much of your money as they can...forget a fair charge for service provided.
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