JJB Sports Mastercard
From Sygma Bank
Summary
JJB Sports Mastercard is provided by Sygma Bank.
The representative APR is 18.9%APR variable.
The representative APR is 18.9%APR variable.
How long will it take to repay with the JJB Sports Mastercard
Balance transfer
Purchases
Fixed payment
By switching to the JJB Sports Mastercard, you could pay off £1000 in by budgeting £50 each month. This would effectively cost you £50.
Minimum payment
By comparison, if you only make the minimum payment each month, it would take to repay, costing you a total of £721,725 on top of the original balance!
If this seems high, that's because your minimum payment is calculated as a percentage of your balance. This means each payment will be slightly lower than the month before which will have less effect on clearing your balance. So be smart and pay as much as you can afford!
Rates & Charges
Introductory rates
Balance transfers
Not available
Balance transfer fee
Not available
Purchases
Not available
Ongoing rates
Typical APR
Balance transfer rate
Balance transfer fee
3%
Balance transfer limit
Unknown
Cash advance rate
23%
Fees and Charges
Annual fee
£0
Cash advances
3% or £5 minimum 67 cards better than this
Foreign currency transactions
Late payment fee
£12
Over limit fee
£12
Returned payment fee
£12
Insurance and Protection
Payment protection
Payment protection
Free warranty cover
Free price protection insurance
Online fraud protection
Online fraud protection
Travel insurance
Travel insurance
Lost luggage cover
Travel delay insurance
Travel insurance upgrade
Requirements to qualify
Minimum credit history
Good
Minimum age
18
Minimum income
£0.00
Must be employed
Yes
Repayment
Interest charged from
Uknown
Interest-free period
50 days
Interest-free period on cash advances
None
Time to make payment after statement date
50 days
Minimum payment
1% of balance or £5
Payment by direct debit
Available
Rewards
Rewards Point Descriptions
Earn 1 Activ Reward point for every £1 spent in JJB Sports, 1 Activ Reward point for £10 spent elsewhere, for every 100 Activ Reward points cardholders will receive £5
Better deals on balance transfers
Better deals on purchases