Airdrie Savings Bank Personal Loan

Good:
Very competitive interest rates, affordable loan

Bad:
You can only apply if you have a good credit history

Verdict:
Small bank serving people of the North Lanarkshire local community - need to have good credit and be able to get to a branch for a loan meeting to apply

Airdrie Savings Bank are a small independent savings bank who serve the local community of North Lanarkshire. They offer personal loans between £500 and £10,000 that you can use for almost any purpose (house purchase, business loan and student loan excluded.)

Unfortunately, as they are quite a small bank, you cannot apply online, you will need to apply over the phone by calling one of their 8 branches (find your local branch by clicking here): http://www.airdriesavingsbank.com/contact-us or by visiting your local branch. They will have a meeting with you to discuss the loan, your current situation and your eligibility for getting the loan. Once they are satisfied you can either afford the loan, or not, they will inform you of their decision. If accepted, the money can be transferred into your account that day.