Cheque Centre Payday Loan
Good:
Application is all online and you can get the money into your account today
Bad:
You need to provide documents such as bank statements and proofs of ID so this can make the process longer
Verdict:
One of the cheaper payday loans and they are known for good customer service too, even if you miss repayments they are flexible in setting up a repayment plan for you to pay off the remainder of your loan
Cheque Centre is a company offering many different financial services. Their payday loan is a short term loan that you must pay back on your payday. If your payday is within the next 7 days, you will repay it on the next payday. This means that the loan term is up to 40 days. The loan application is really easy to fill out and if you want to pay the extra £12 charge for CHAPS or £5 for faster payment, the money can be in your account today providing that you've applied before 14:30pm.
To apply, complete and submit the application form on their website. You will be able to check over all the information you put in before you submit the form so you can change anything or fix any errors. Your application will then be sent to Cheque Centre where someone will review it - you will be credit checked at this point! If your loan application is rejected, you won't be able to get a loan from them now. If your loan application is provisionally accepted, they will give you a final form loan agreement where you are asked to confirm that you accept this loan and it's terms - this is all online. Then, you need to verify certain details in your application (they may ask you for extra documents and they may contact your employer).
The whole process should only take a couple of hours providing you can scan the documents and email them back to them or fax the documents over. If, by the fourth day after you apply, the final agreement has not been signed, the agreement is cancelled. If all documents are received correctly and the agreement is signed, the money will be transferred into your account.
Cheque Centre charge £25 per every £100 borrowed which makes them a reasonably priced payday lender compared to the others.
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Rubbish that's all I can say
have used them loads. Not anything like the rest of the loan companys. Go into the shop in person. Great staff
got a loan from cheque cente in morley till pay day great service and fair rates
They are fantastic, very fast and brilliant customer services. Would recomend them to everyone.
I have used Cheque Centre so many times and I'm still using them,the team have a very good customer service when you phone them OR visit the shop.They takeout the owed money without any Extra charges and they give you any option to rollover if you can't pay off on the due date.The only down thing is you have to bring in a BANK statement every time you want to rollover or borrow money and also you have to fiil in an update form of your details everytime you borrow,apart from that I recomend them anytime Very good lenders.
If you go into their shop in Ormskirk you only pay £22.50 on a loan of £100 and you get the money there and then in your hand.
Useless interface asked me to enter bank details 3 times as they were incorrect. I had the card and my banks website open and they were 100% correct. The site didn't even acknowledge Mastercard DEBIT around for two years now and still showed Solo - discontinued now.
Loans for new customers up to £500 - 40 days
Loans for existing customers up to £1000 - 40 days
2-5 working days otherwise
- You need to provide: 30 day bank statement, debit card with or without a cheque book, two forms of ID (one photographic and one proof of address)
- You must earn more than £400 per month
- You must be a resident and citizen of the United Kingdom
- You must be 18 years of age or older to apply
- You must have an active bank account with a valid debit card linked to it
- You must be in current employment and have a regular income
- Fast transfer fee by CHAPS - £12.00
- Fast transfer fee for Faster Payment - £5.00
