Cherry Godfrey
Good:
To repay your loan, you can use the "Online Payments" system on their website
Bad:
You need to actually visit their office to sign your loan agreement and pick up the cheque
Verdict:
This loan is very affordable and the money is paid out the same day - great option if you have good credit
Cherry Godfrey is a financial company that offer personal loans for Jersey and Guernsey between £100 and £30,000 for almost any purpose. Their application form is really simple and if you can get yourself down to their office then they can give you a cheque today. Or, they can directly pay a third party for you if it is for another debt (e.g. utility bill, credit card bill).
To apply, all you need to do is complete the application form on their website. Once you have done this, it will be sent to their office. They will contact you to complete the application form and any other details. A credit check will then be carried out so they can make their final decision on whether you can afford the loan or not. They will contact you again to inform you of their decision. If you are accepted, you will need to go to their office to sign the loan agreement and pick up your cheque. If you are using the loan to pay off a third party loan - they may be able to pay the company directly.
Loan Calculator (Representative 11.9%APR)
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Loans up to £30,000 - 7 years
Can put the money toward paying off a third party (e.g. utility bill)
- You must be a resident of Guernsey or Jersey to apply
- You must have a valid email address
- You cannot have bad credit (CCJ's, defaults, etc.)
- You must be permanently employed and have a regular income
- You must be 18 years of age or older to apply
- You must have 3 years address history in Guernsey or Jersey
