FLM Quick
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FLM Quick are different from most other lenders as they ask for a guarantor. This means you must know someone who will back up your application and guarantee they will pay the money back if you cannot make the repayments, FLM Quick will be happy to lend to you regardless of your credit history.
Your guarantor must be over 18, have a debit card in their own name, have an income of more than £500 per month, have 10p available in their account to authorise the debit card, can have fair credit but is not allowed to have any CCJ's or defaults.
All you need to do is click "Apply" and then "Proceed" and complete the FLM Quick application form. You will then be given a guarantor PIN code. You must then give this to your guarantor who also needs to go to www.flmquick.co.uk and upload their details. Yours and your guarantor's application will then be sent to FLM Quick and will be allocated to a caseworker. The application will then be credit checked and if you pass, your caseworker will call your guarantor and a verbal contract will be undertaken. The money will then be paid into your guarantor's account a couple of hours after that.
FLM Quick charge interest daily, only for the number of days that you borrow the money and you can pay back at any time without any penalties. All borrowers get free online servicing on their account where they can view statements, make payments or change their payment date. It's a quick and convenient alternative to having to speak to an adviser.
i applyed using 5 differnt gaurantors and was rejected each time. Even though 2 of my gaurantors had good credit. WASTE OF TIME....
- You cannot be currently bankrupt or on an IVA
- You must able to provide a suitable guarantor
- You must have a valid email address and mobile phone number
- You must be a UK resident
- You must be 18 years of age
- You must have a valid debit or credit card
- You must have a valid email address and mobile phone numbermust a a
