Loans Guernsey

Good:
You can get the money transferred into your bank account within 1 day

Bad:
£150 document fee charged on all of their loans

Verdict:
Very affordable option - they are only a small company in Guernsey so they are open and honest about their loans

Loans Guernsey are part of Facility Finance. They offer personal, unsecured loans for almost all purposes. You can borrow between £1,000 and £25,000 and you can pay it back over 7 years! You cannot apply if you have bad credit. Apply now and you could even get your money today. The money can be used for: a car, personal items, a holiday, a home (or things for your home), a boat, business purposes or to consolidate your debts.

You can apply online or via telephone. Online, you will need to visit their home page and use the tool on the right hand side to choose the type of loan you want, how much you want and over how long. Click calculate and if you are happy with the repayments, click "apply". The application is 3 parts: personal info, employment info and bank and finance info.

Once you have completed your online application, they will review your application and contact you via the means you chose in your form. Please bear in mind that they will now carry out a credit check. When they contact you, they will further discuss the loan and inform you of their decision. You then need to visit their office to fill in all the forms and sign your agreement. The money will then be transferred into your account within one day if you have fast transfer (3 working days otherwise) or it can be paid out via cheque.