Low APR Loans

No one wants to pay huge amounts of interest on their personal loan but getting a low APR loan for bad credit can be a challenge. You will need to take your credit history into account, since any instances of bad credit, County Court Judgements (CCJs) or other problems like defaults on previous loans can make it hard to find a low APR loan. At Stooze, we've compiled a list of UK loan companies specialising in unsecured low interest loans for people looking for a low APR. This table lists all the low APR loans in the UK, you can browse by review or APR, or narrow your search using one of our popular league tables:

All Low APR Loans (based on APR)

APR
Northern Bank Postgraduate Funding Loan 3% Apply
Northern Bank Home Owners Personal Loan 4.4% Apply
Marks & Spencer Car Buying Plan
6% Apply
Marks & Spencer
6% Apply
Tesco Medium Loans
6.1% Apply
Tesco Home Improvement Loan
6.1% Apply
HSBC Premier Personal Loan 6.1% Apply
Nationwide Small Loan
6.2% Apply
HSBC Loan
6.2% Apply
Clydesdale Bank Personal Large Loan
6.4% Apply
Tesco Small Home Improvement Loan
6.4% Apply
Tesco Loans For Debt Consolidation
6.4% Apply
First Direct
6.8% Apply
Sainsbury's Medium Loans
6.9% Apply
Alliance and Leicester Small Loan
7.4% Apply
Post Office Home Improvement Loans
7.4% Apply
Alliance and Leicester Medium Loan
7.4% Apply
Post Office Loans
7.4% Apply
Santander Personal Loan
7.4% Apply
Sainsbury's Small Loans
7.8% Apply
Smile
7.9% Apply
AA Medium Loans
7.9% Apply
Close Finance Jersey
8% Apply
Close Finance Guernsey 8% Apply
Sainsbury's Large Loans
8.1% Apply
Zopa Home Improvement Loan
8.2% Apply
Zopa Loans
8.2% Apply
Nationwide Large Loan
8.3% Apply
Funding Circle Business Loan
8.4% Apply
RateSetter Rolling Loan
8.5% Apply
Tesco Small Loans For Debt Consolidation
8.7% Apply
Tesco Small Loans
8.7% Apply
Co-Operative Bank
8.9% Apply
Yorkshire Bank Personal Large
8.9% Apply
Clydesdale Bank Car Finance
8.9% Apply
NatWest Professional Trainee Loan for College of Law Students 8.9% Apply
NatWest Professional Trainee Loan for BPP Law School Students 8.9% Apply
Royal Bank of Scotland Large Personal Loan
8.9% Apply
Yorkshire Bank Car Finance
8.9% Apply
AA Large Loans
8.9% Apply
Bank of Ireland
9% Apply
Airdrie Savings Bank Personal Loan 9.7% Apply
Ulster Bank Personal Loan
9.8% Apply
Northern Bank Fixed Rate Personal Loan 9.9% Apply
Bank of Scotland Big Loan
9.9% Apply
Reliance Bank Homeowner Personal Loan 9.9% Apply
Reliance Bank Personal Loan 9.9% Apply
Lloyds TSB Graduate Loan
9.9% Apply
Co-Operative Bank Professional & Career Development Loan 9.9% Apply
First Trust Bank Personal Loan 9.9% Apply
Alliance and Leicester Large Loan
9.9% Apply
Glasgow Credit Union 9.9% Apply
Pollok Credit Union
10% Apply
Bigcarrots 10% Apply
Metro Bank 10% Apply
RateSetter 3 Year Loan
10.2% Apply
Lloyds TSB Island Personal Loan 11.2% Apply
Lloyds TSB Personal Large Loan
11.3% Apply
Isle of Man Bank Personal Loan 11.4% Apply
Loans Guernsey
11.9% Apply
Cherry Godfrey 11.9% Apply
NatWest Personal Large Loans
11.9% Apply
North East Warrington Credit Union 12.5% Apply
Clwyd Coast Credit Union
12.6% Apply
Newport Credit Union 12.6% Apply
Harlowsave Credit Union 12.6% Apply
Hartlepool Credit Union 12.68% Apply
FAIRshare Credit Union 12.68% Apply
Gateshead First Credit Union 12.68% Apply
Gloucestershire Credit Union
12.68% Apply
Wrexham County Borough Credit Union 12.68% Apply
Plough and Share Credit Union 12.68% Apply
Rugby Borough Credit Union 12.68% Apply
Bedford Credit Union 12.68% Apply
Blantyre & South Lanarkshire Credit Union 12.68% Apply
Calderdale Credit Union
12.68% Apply
Dalmuir Credit Union 12.68% Apply
Discovery Credit Union 12.68% Apply
Just Credit Union 12.68% Apply
Sheffield Credit Union 12.68% Apply
Lincolnshire Credit Union
12.68% Apply
Leeds City Credit Union
12.68% Apply
LASA Credit Union 12.68% Apply
Coastal Credit Union 12.68% Apply
Merthyr Tydfil Borough Credit Union 12.68% Apply
London Community Credit Union 12.68% Apply
Dumbarton Credit Union 12.68% Apply
Drumchapel Community Credit Union 12.68% Apply
East Renfrewshire Credit Union Ltd 12.68% Apply
Islay & Jura Credit Union 12.68% Apply
Hi-Scot Credit Union 12.68% Apply
Plymouth & District Credit Union 12.68% Apply
Money Box Credit Union 12.68% Apply
Money Spider Credit Union 12.68% Apply
North East Scotland Credit Union 12.68% Apply
Renfrewshire Credit Union 12.68% Apply
Angus Credit Union 12.68% Apply
Norfolk Credit Union 12.68% Apply
Stockport Credit Union 12.68% Apply
Solent Credit Union 12.68% Apply
South Manchester Credit Union 12.68% Apply
Essex Savers net Credit Union 12.68% Apply
Splotlands Credit Union 12.68% Apply
Welcome Credit Union 12.68% Apply
Yoker Credit Union 12.68% Apply
Trafford United Credit Union 12.68% Apply
Cambuslang Credit Union 12.68% Apply
Whitehaven, Egremont & District Credit Union 12.68% Apply
Northumberland Credit Union 12.68% Apply
Camelot Credit Union
12.68% Apply
Red Kite Credit Union 12.68% Apply
Falkirk District Credit Union 12.68% Apply
West Lothian Credit Union 12.68% Apply
Penny Post Credit Union 12.68% Apply
Prince Bishops Credit Union 12.68% Apply
Nuneaton Credit Union 12.68% Apply
Rutherglen Credit Union 12.68% Apply
Liberty Credit Union
12.68% Apply
Maun Valley Credit Union
12.68% Apply
Haven Credit Union Ltd 12.68% Apply
Ellesmere Port and Neston Credit Union 12.68% Apply
Fusion Credit Union 12.68% Apply
Gateway Credit Union 12.7% Apply
Greenwich Credit Union 12.7% Apply
HertSavers Credit Union 12.7% Apply
Nottingham Credit Union 12.7% Apply
Camden Plus Credit Union 12.7% Apply
Crownsavers Credit Union 12.7% Apply
Milton Keynes Credit Union
12.7% Apply
Islington & City Credit Union 12.7% Apply
Islwyn Community Credit Union 12.7% Apply
North Wiltshire Credit Union 12.7% Apply
North West London Credit Union 12.7% Apply
Watford Credit Union 12.7% Apply
W.H.E.B. Credit Union 12.7% Apply
Five Wells Credit Union Ltd
12.7% Apply
Pendle Community Credit Union 12.7% Apply
Lewisham Plus Credit Union 12.7% Apply
Scotwest Credit Union
12.7% Apply
Severn Four Credit Union 12.7% Apply
East Sussex Credit Union 12.7% Apply
Capital Credit Union Ltd
12.7% Apply
City of Plymouth Credit Union 12.7% Apply
Brecon & District Credit Union 12.7% Apply
White Rose Credit Union
12.7% Apply
First Dorset Credit Union
12.7% Apply
Marks & Spencer Small Loans
12.9% Apply
Bacup Credit Union 13% Apply
YES-secure
13.25% Apply
London Mutual Credit Union
13.68% Apply
Lloyds TSB Personal Small Loan
13.9% Apply
Yorkshire Bank Personal Small
13.9% Apply
Clydesdale Bank Personal Small Loan
13.9% Apply
Co-Operative Bank Small Loans
13.9% Apply
Castle & Minster Credit Union Ltd 14.64% Apply
The Loan Shop
14.8% Apply
Glasgow West Credit Union 15% Apply
Cornish Community Banking 15% Apply
Clockwise Credit Union
16.1% Apply
H&F Credit Union Ltd 16.9% Apply
HSBC FlexiLoan
17.9% Apply
NatWest Personal Small Loans
17.9% Apply
Royal Bank of Scotland Small FlexiLoan for Graduates 18% Apply
Royal Bank of Scotland FlexiLoan for Graduates 18% Apply
NatWest Graduate Small Loan 18% Apply
NatWest Graduate Loan
18% Apply
Parkhead Credit Union 18% Apply
Halifax Large Loans
18.6% Apply
Craigmillar Credit Union 18.68% Apply
AA Small Loans
18.9% Apply
Stevenage Credit Union 19.6% Apply
Ipswich & Suffolk Credit Union 19.6% Apply
Northern Oak Credit Union 19.6% Apply
1st Class Credit Union 19.6% Apply
Citysave Credit Union 19.6% Apply
Partners Credit Union 19.6% Apply
North Somerset Credit Union 19.6% Apply
Wearside First Credit Union 19.6% Apply
Dragon Savers Credit Union 19.6% Apply
NewCred Community Credit Union 19.6% Apply
Royal Bank of Scotland Small Personal Loan 20.9% Apply
Cardiff and Vale Credit Union 21.7% Apply
Infinity Finance
23.9% Apply
Nottingham Credit Union Ltd 24.68% Apply
Smart Money Credit Union 26.08% Apply
6 Towns Credit Union
26.8% Apply
Caledfryn Credit Union 26.8% Apply
Bristol Credit Union 26.8% Apply
Castle & Crystal Credit Union 26.8% Apply
Cheshire Neighbours Credit Union 26.8% Apply
Enterprise Credit Union 26.8% Apply
East Kilbride Credit Union 26.8% Apply
Havant Area Savers Credit Union 26.8% Apply
Manchester Credit Union 26.8% Apply
Grampian Credit Union
26.8% Apply
Wolf Savings & Loans 26.8% Apply
Hull & East Yorkshire Credit Union
26.8% Apply
Llandudno and District Credit Union 26.8% Apply
Wantsum Savers Credit Union 26.8% Apply
CommuniSave Credit Union 26.8% Apply
Unify Credit Union Ltd 26.8% Apply
West Norwich Credit Union 26.8% Apply
Waltham Forest Community Credit Union 26.8% Apply
North Birmingham Community Credit Union 26.8% Apply
Staffordshire Credit Union 26.8% Apply
1st Alliance (Ayrshire) Credit Union 26.8% Apply
Kent Savers Credit Union 26.8% Apply
Sefton Credit Union 26.8% Apply
Brent Shrine Co-Operative Credit Union
26.8% Apply
Smart Money Credit Union 26.8% Apply
Oxford Credit Union 26.8% Apply
Neath & Port Talbot Credit Union 26.8% Apply
United Savings & Loans 26.8% Apply
The District of Canterbury Credit Union 26.82% Apply
Hillingdon Credit Union 26.82% Apply
Robert Owen Montgomeryshire Credit Union 26.82% Apply
Burnley Area Community Credit Union 26.82% Apply
Oldham Credit Union 27% Apply
Sarnia Mutual 59.9% Apply
TxtLoan
4474% Apply


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