SwiftMoney

Good:
You can get your money today if you apply before 3:00pm

Bad:
Charges are very high if you miss or make your payment late

Verdict:
Providing you pay the loan back on time when you say you will you should not run into any problems - similar charges compared to other payday lenders but only take this loan out if you know you can repay it on time

Swift Money are a payday lender that can lend you between £50 and £1,000. These loans are to be repaid on your next payday. They charge £25 for every £100 borrowed which makes it one of the cheaper payday lenders on the market.

To apply, you must visit their website and complete their simple application form which should only take a couple of minutes. It will then take them a couple of minutes to decide if your application is accepted or not, they'll then contact you to let you know their decision. You can then sign your loan agreement electronically over the internet and the funds will be deposited into your bank account within 24 hours. If you apply before 3:00pm on a working day, the money will be transferred same day. If you apply after 3:00pm, the money will be transferred the next working day. Your loan is then repaid by being deducted directly from your debit card.