Find a payday loan

A payday loan is a small short-term loan designed to keep you going until your next payday. Payday loans range between £100 and £1,000, usually over a 1-month period. Choose your loan amount and duration to find your best loan. We'll even work out how much each payday loan will cost you.

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Your Top Payday Loan Option (By Cost Of Loan)

Cash Access

1653%

(6 reviews)

£200

£236.00

£36.00

20 days

Apply
Details

Another relatively new payday lender on the market operating similar to Wonga, lending on a day to day basis and charging similar rates - only take out this loan if you are certain you can repay it on the agreed date

ePayday

791%

(48 reviews)

£200

£240.00

£40.00

20 days

Apply
Details

ePayday has got a bad reputation, none of their customers seem happy with the service - one good thing about the company is that they are really cheap compared to other payday lenders

Mini Credit

4144%

(157 reviews)

£200

£240.00

£40.00

20 days

Apply
Details

Be aware if you apply for a £100 loan you will only get £80.50 paid out and will end up paying £130 back so the charge for the £100 is almost £50 - stay away from this company at all costs

Wonga

4214%

(5 reviews)

£200

£246.04

£46.04

20 days

Apply
Details

The most reputable payday lender, well-known for guaranteeing money in your account in 15 minutes, only apply if you can pay it back on the agreed date or you will end up owing more money in extra charges

Early Pay Day Loan

1355%

(11 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

One of the more established payday lenders on the market, it's charges are similar to other payday lenders - if accepted for this loan make sure you make repayments on time to avoid extra charges on your loan

Handy Cash

1355%

(15 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

Handy Cash are not the worst payday lender on the market, they charge reasonable rates in comparison with others and they accept people with bad credit so it could be a chance to rebuild your credit by borrowing a small amount

SwiftMoney

1410%

(3 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

Providing you pay the loan back on time when you say you will you should not run into any problems - similar charges compared to other payday lenders but only take this loan out if you know you can repay it on time

Money in Advance

1413.1%

(3 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

They require everyone to send documents over to them which slows down the process - similar charges to other lenders - make sure you can make your repayments on time before applying to avoid huge charges

The Payday Loan Company

1455.19%

(1 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

Longest running payday company in the UK and you don't even need to be employed to apply, you just need to have a regular income - make sure you can repay the loan when you say you will or you will end up paying extra charges

Payday UK

1737%

(28 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

Highly rated across the board, uncommon to have to send documents in and the money is in your account same day if you apply before 3pm - make sure you pay it back on your next payday

Payday Express

1737.2%

(21 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

Avoid this company, if you miss a repayment they are known for attempting to take payments constantly, leaving you overdrawn with extra charges - only use this company if you know you can repay the money on the date agreed

Cheque Centre Payday Loan

2115.69%

(7 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

One of the cheaper payday loans and they are known for good customer service too, even if you miss repayments they are flexible in setting up a repayment plan for you to pay off the remainder of your loan

Wage Day Advance

2814.2%

(24 reviews)

£200

£250.00

£50.00

20 days

Apply
Details

A reasonably priced payday lender yet extra charges can mount up really quickly if you do not repay the loan on time - only take this loan out if you really need the money and have no other option

Cash Choice

2948.1%

(23 reviews)

£200

£255.00

£55.00

20 days

Apply
Details

Loan is more expensive because of the £5 arrangement fee, poor customer service having to wait up to a week for a decision and their website can be difficult to use - only apply if you are sure you can repay it when you say you will

Mr Lender

1990%

(32 reviews)

£200

£257.00

£57.00

20 days

Apply
Details

They make it easy for you to get a loan but also make it easy to roll over if you cannot repay this month (which means you end up paying more in charges and late fees) - only apply if you are sure you can pay the money back on the agreed date

Pounds Till Payday

2091.82%

(12 reviews)

£200

£259.96

£59.96

20 days

Apply
Details

If you apply, get accepted, get your money, pay the loan back on time, this company is recommended - if you make them late or do not make repayments at all, you will have very large fees added to your loan

247 Cashline

1355%

(3 reviews)

£200

£260.00

£60.00

20 days

Apply
Details

Have a look around elsewhere for a more recognised and cheaper lender - only use this company if you are sure you can repay it on your next pay day as you will end up owing a lot of money

Cash Genie

2339%

(36 reviews)

£200

£260.00

£60.00

20 days

Apply
Details

If you know you can pay the loan back, this company is recommended for it's speed - if you don't pay the loan back on time, there are so many complaints that people are repaying triple what they originally owed

1 Month Loan

2617.2%

(2 reviews)

£200

£260.00

£60.00

20 days

Apply
Details

Are known for not being open and honest with their loans, they will do everything to try and get extra charges added onto your loan - only use this company if you're certain you can pay the money back on your payday

Uncle Buck

2623.3%

(13 reviews)

£200

£260.00

£60.00

20 days

Apply
Details

A lot of good reviews on this company, happy customers because the money has been in their account in one hour - only apply if you know you can pay it back on the agreed date

THL Direct

2964%

(7 reviews)

£200

£260.00

£60.00

20 days

Apply
Details

Charge is £30 per £100 borrowed- if you take this loan out make sure you can definitely repay it on the agreed date or you could end up owing them much more

MicroLend

2229.8%

(43 reviews)

£200

£263.50

£63.50

20 days

Apply
Details

Known for trying to take money from your account at any available opportunity if you miss a repayment - £3.50 not returned even if you're rejected so most people see as a scam so if you really need a loan, apply elsewhere

247Moneybox.com

5784.3%

(19 reviews)

£200

£264.50

£64.50

20 days

Apply
Details

One of the better payday lenders for overall service, they can actually get the money in your account within a couple of hours - only use this company if you're sure you can pay the money back on your payday

Countrywide

3235.63%

Be the first
to write a review

£200

£272.00

£72.00

20 days

Apply
Details

Do not apply with this company, they are one of the most expensive payday lenders on the market - if you really need a payday loan go elsewhere because the charges and interest are just ridiculous

Fancy A PayDay

2964%

(2 reviews)

£200

£285.00

£85.00

20 days

Apply
Details

Compared to other lenders, they have a slightly higher charge for the amount borrowed and for quick payout but they accept people with bad credit - if you repay the loan exactly on time this could be a good way to rebuild your credit with a small loan

Toothfairy Finance

2689%

(36 reviews)

Will only lend for exactly 14 days or 28 days

Apply
Details

This company is one of the cheapest but has a bad reputation - only apply if it is your last resort and make sure you are able to repay the loan on the agreed date

Safeloans Ltd

2692.8%

(8 reviews)

Lend between 1 days and 4 days

Apply
Details

Your experience could go either way with Safeloans, we've had customers stating they applied and never heard back from them and we've had reviews with really happy customers with a smooth application and quick payout

Lending Stream

3043.8%

(143 reviews)

Lend between 1 days and 6 days

Apply
Details

One of the more recommended payday lenders, known for their polite service, quick approval, fast payout and they can even accept people with adverse credit - don't apply if at risk of losing your income as they may be inflexible with repayment

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